About HIFI

Every company will become a stablecoin company. Over the last decade, businesses became software-driven. Then fintech-enabled. Now, they're becoming programmable — at the money layer. HIFI builds the core infrastructure to power that shift. We provide APIs and systems that allow enterprises, developers, and governments to move funds between traditional bank accounts and stablecoins — instantly, globally, and securely. Our infrastructure powers billions in volume across the U.S., Latin America, Africa, and Asia — without requiring companies to rebuild their financial stack. From early-stage startups to Fortune 500s and public-sector institutions, HIFI is reimagining how money moves across borders, chains, and systems.

Role Overview

HIFI is building the financial infrastructure that powers stablecoin orchestration and compliant cross-border payments. To achieve this, we must operate at the highest standards of financial crime compliance while maintaining and expanding our regulatory licensing footprint globally.

We are seeking a high-integrity leader to serve as Financial Crime & Compliance Officer, overseeing both financial crime operations and regulatory licensing strategy. This role is central to HIFI’s mission of bridging traditional finance with programmable money, ensuring that we remain regulatorily sound, operationally scalable, and trusted by partners and regulators worldwide.

Responsibilities

Financial Crime Compliance (FCC):

• Lead and optimize all FCC pillars: KYC, KYB, watchlist screening, transaction monitoring (fiat & crypto), wallet screening, Travel Rule compliance, and fraud mitigation.
• Design, implement, and refine controls to ensure compliance with BSA/AML, OFAC, FATF, and other global regulatory frameworks.
• Serve as the primary escalation point for high-risk cases and complex investigations.
• Partner with Product and Engineering teams to embed scalable, automated controls across workflows and jurisdictions.
• Support external audits, regulatory exams, and independent testing.
• Conduct horizon scanning to ensure proactive program maturity in line with regulatory developments.

Licensing & Regulatory Strategy:

• Manage end-to-end process of obtaining and maintaining Money Transmitter Licenses (MTLs) across U.S. states.
• Support applications for international licenses (VASP, EMI, payment institution) to enable HIFI’s global expansion.
• Draft, review, and submit licensing applications and regulatory filings, ensuring accuracy and timeliness.
• Track deadlines, renewals, and obligations in a centralized system.
• Monitor global regulatory developments and adjust licensing strategy accordingly.
• Partner cross-functionally (Legal, Finance, Operations) to embed license obligations into day-to-day operations.

Leadership & Cross-Functional Collaboration:

• Serve as a senior leader within HIFI’s compliance function, working alongside the Head of Financial Crimes Compliance.
• Mentor junior team members and support the build-out of a high-performing compliance organization.
• Act as a trusted point of contact for regulators, banking partners, and external counsel.

Qualifications

• Bachelor’s degree required; advanced degree or certification (CAMS, CFCS, CFE) strongly preferred.
• 4~7+ years of experience in financial crime compliance, with ownership of FCC domains (KYC/KYB, screening, transaction monitoring, fraud).
• 2+ years’ experience with licensing processes (MTLs or equivalent), ideally within fintech, payments, or crypto.
• Hands-on experience with compliance and monitoring platforms (e.g., Chainalysis, TRM Labs, Actimize, Jumio, Socure, Elliptic).
• Strong knowledge of U.S. and global frameworks: BSA/AML, OFAC, FATF, FinCEN, Travel Rule.
• Proven ability to manage complex investigations, regulatory relationships, and multi-jurisdictional compliance strategies.
• Exceptional organizational and communication skills; capable of managing multiple high-stakes priorities.
• U.S. work authorization required; NYC-based in-person work is mandatory.

Why Join HIFI?

• Build the operational backbone of the infrastructure layer for programmable money.
• Direct exposure to top-tier banks, regulators, and global fintech partners.
• Competitive compensation package with equity.
• Fast-moving, high-ownership environment where your work directly drives company success.