Company Overview

Marco is a Fintech firm focused on financing underserved SME businesses. Given the profitable financing business model and an underserved market, Marco is scaling rapidly. This role will have high impact potential within the Marco team. We are a fast-paced and client-driven organization with offices located in New York, Miami, and Montevideo. We operate cross-functionally on a variety of levels within the business and our clients.

Responsibilities

Junior Credit Analysts will help perform all due diligence procedures on applicants prior to credit committee review. This includes but is not limited to:

• Conducting underwriting based on our credit manual and make compelling credit memos. Includes some clerical work but it is essential to the blocking and tackling of our business: 1) Verifying the borrower’s identity and income; 2) Analyzing the borrower’s financial documents; 3) Contacting clients to request for additional information by phone or by email on an ad-hoc basis; 4) Forecast, track and measure key business metrics to help optimize our underwriting procedures
• Monitoring client facilities by conducting daily evaluations
• Reviewing legal documentation and ensuring proper administrative follow up of credit decisions
• Conducting company and industry research as necessary
• Helping with Credit process improvement

Requirements

• At least 1 year experience in an underwriting/credit analyst role within financial services. Ideally in Investment Banking or Big Four Accounting
• Experience in cross-border transactions is a plus
• Advanced Excel & financial modeling skills. Able to analyze Financial Statements, Income Statements and Cash Flows
• Fintech and CPA experience is a plus
• Ability to work under pressure and have a sense of urgency to accomplish tasks at hand
• Spanish speaking proficiency is highly desirable; Fluency in English is required

Benefits

• Healthcare
• Unlimited Time Off

Marco celebrates diversity and inclusion, and is an Equal Opportunity Employer. All qualified applicants will receive consideration or employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law.