Melbourne, VIC, Australia · Melbourne VIC, Australia


Finance · Software


1 - 10 employees


Pre Seed

founded in


At ThirdRoc, we are software company that empowers B2B segments to reduce credit risk and increase sales through our growing network of lenders, merchants and enterprises. We offer an end-to-end machine learning enabled digital lending platform that lets lenders accurately predict credit risk using our API's that converts unstructured data into insights. We substantially minimize risk and enable lenders to directly fund BNPL purchases on behalf of small businesses, merchants and employees of enterprises. Merchants thrive by partnering with Thirdroc because they are paid upfront for sales and get to choose when to pay their creditors. The benefit of our flexible and seamless working capital tool is unparalleled. Thirdroc uplifts cashback incentives to a whole new level by offering deals to employees of participating enterprises who strive to retain the best talents. Founded in late 2022 by Shivnil Maharaj and Ritesh Nain, Thirdroc experienced rapid growth and as a result proudly secured its first round of equity investment from leading investor, Antler Venture Capital in March 2023.

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